:root{
  --navy:#0b1f3a; --navy-2:#132d52; --gold:#c9a24a; --gold-2:#e0bf6e;
  --ink:#1d2533; --muted:#5b6678; --line:#e4e7ee; --bg-alt:#f6f4ef; --white:#fff;
  --radius:14px; --shadow:0 10px 30px rgba(11,31,58,.10);
  --serif:'Playfair Display',Georgia,serif; --sans:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font-family:var(--sans);color:var(--ink);line-height:1.6;background:var(--white);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
.container{width:min(1160px,100% - 40px);margin-inline:auto}
.narrow{width:min(820px,100% - 40px)}
.center{text-align:center}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.2}
h1{font-size:clamp(2.1rem,4.6vw,3.5rem)}
h2{font-size:clamp(1.7rem,3vw,2.4rem)}
h3{font-size:1.25rem}
.gold{color:var(--gold)}
.eyebrow{font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:.6rem}

/* Buttons */
.btn{display:inline-block;padding:.9rem 1.6rem;border-radius:999px;font-weight:600;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;font-family:inherit;transition:.2s ease;text-align:center}
.btn-sm{padding:.55rem 1.1rem;font-size:.9rem}
.btn-block{display:block;width:100%}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-2);transform:translateY(-1px)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-2)}
.btn-outline{border-color:rgba(255,255,255,.6);color:#fff}
.btn-outline:hover{background:rgba(255,255,255,.1);border-color:#fff}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);transition:box-shadow .2s}
.site-header.scrolled{box-shadow:0 4px 18px rgba(11,31,58,.08)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:.65rem;text-decoration:none}
.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:10px;background:var(--navy);color:var(--gold);font-family:var(--serif);font-weight:700;font-size:1.1rem}
.brand-text{font-family:var(--serif);font-weight:700;color:var(--navy);font-size:1.25rem;line-height:1.05}
.brand-text small{display:block;font-family:var(--sans);font-size:.7rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.brand.light .brand-text{color:#fff}.brand.light .brand-text small{color:#aab4c5}
.main-nav{display:flex;align-items:center;gap:1.6rem}
.main-nav a{text-decoration:none;font-weight:500;font-size:.95rem;color:var(--ink)}
.main-nav a:not(.btn):hover{color:var(--gold)}
.main-nav .btn{color:var(--navy)}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;width:40px;height:40px;flex-direction:column;justify-content:center;gap:5px;align-items:center}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--navy);border-radius:2px}

/* Hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(201,162,74,.22),transparent 60%),linear-gradient(135deg,var(--navy) 0%,#0f2a4f 60%,#16365f 100%);color:#fff;padding:96px 0 104px}
.hero-grid{display:grid;grid-template-columns:1.25fr .9fr;gap:56px;align-items:center}
.hero h1{color:#fff;margin-bottom:1.2rem}
.hero .lead{font-size:1.15rem;color:#d3dae6;max-width:40em;margin-bottom:2rem}
.hero-ctas{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:1.6rem}
.hero-note{color:#aab4c5;font-size:.95rem}
.hero-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:32px;box-shadow:0 20px 50px rgba(0,0,0,.25);border-top:5px solid var(--gold)}
.hero-card h2{font-size:1.5rem;margin-bottom:1rem}
.check-list{list-style:none;margin-bottom:1.5rem}
.check-list li{padding:.55rem 0 .55rem 1.9rem;position:relative;border-bottom:1px solid var(--line);font-size:.97rem}
.check-list li:last-child{border-bottom:0}
.check-list li::before{content:"";position:absolute;left:0;top:.85rem;width:18px;height:18px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230b1f3a' stroke-width='3.5'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}

/* Sections */
.section{padding:96px 0}
.section-alt{background:var(--bg-alt)}
.section-navy{background:var(--navy);color:#fff}
.section-head{text-align:center;max-width:720px;margin:0 auto 56px}
.section-head p:not(.eyebrow){color:var(--muted);margin-top:.8rem;font-size:1.05rem}
.section-head.light h2{color:#fff}

/* Cards */
.cards.three{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px 30px;box-shadow:var(--shadow);transition:transform .2s}
.card:hover{transform:translateY(-4px)}
.card-featured{border-top:5px solid var(--gold)}
.card h3{margin:1rem 0 .6rem}
.card p{color:var(--muted)}
.icon{width:54px;height:54px;border-radius:12px;background:rgba(201,162,74,.15);display:grid;place-items:center}
.icon svg{width:28px;height:28px;fill:none;stroke:var(--navy);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.mini-list{list-style:none;margin-top:1.1rem;border-top:1px solid var(--line);padding-top:1rem}
.mini-list li{padding:.25rem 0 .25rem 1.3rem;position:relative;font-size:.94rem;font-weight:500}
.mini-list li::before{content:"";position:absolute;left:0;top:.75rem;width:7px;height:7px;background:var(--gold);border-radius:50%}

/* Programs */
.programs{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.program{background:#fff;border-radius:12px;padding:26px;border-left:4px solid var(--navy);display:flex;flex-direction:column;gap:.5rem}
.program p{color:var(--muted);font-size:.95rem;flex:1}
.tag{align-self:flex-start;font-size:.75rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:.25rem .7rem;border-radius:999px;background:rgba(11,31,58,.08);color:var(--navy)}
.tag-gold{background:rgba(201,162,74,.2);color:#7a5c17}
.fineprint{font-size:.85rem;color:var(--muted);margin-top:28px}

/* Why */
.why-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:64px;align-items:center}
.why-photo{position:relative;z-index:0}
.why-copy h2{margin-bottom:1rem}
.why-copy>p{color:var(--muted);margin-bottom:1.2rem}
.feature-list{list-style:none;margin:1.4rem 0}
.feature-list li{padding:.7rem 0 .7rem 2rem;position:relative;border-bottom:1px solid var(--line)}
.feature-list li::before{content:"✓";position:absolute;left:0;top:.7rem;color:var(--gold);font-weight:700}
.affiliation{font-size:.88rem;color:var(--muted);background:var(--bg-alt);padding:16px 18px;border-radius:10px;border-left:3px solid var(--gold)}

/* Steps */
.steps{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-bottom:48px;counter-reset:s}
.steps li{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:30px 24px;position:relative}
.step-num{display:grid;place-items:center;width:46px;height:46px;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:700;font-size:1.15rem;margin-bottom:1rem}
.steps h3{color:#fff;margin-bottom:.4rem;font-size:1.15rem}
.steps p{color:#c2cbda;font-size:.95rem}

/* FAQ */
.faq details{border:1px solid var(--line);border-radius:12px;margin-bottom:14px;background:#fff;overflow:hidden}
.faq summary{cursor:pointer;padding:20px 56px 20px 22px;font-weight:600;color:var(--navy);list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--gold);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details[open]{box-shadow:var(--shadow)}
.faq details p{padding:0 22px 20px;color:var(--muted)}

/* Contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.contact-info h2{margin-bottom:1rem}
.contact-info>p{color:var(--muted);margin-bottom:1.6rem}
.contact-list{list-style:none;margin-bottom:1.8rem}
.contact-list li{padding:.75rem 0;border-bottom:1px solid #ddd7c8;display:flex;gap:1rem}
.contact-list span{min-width:70px;font-weight:700;color:var(--navy);font-size:.85rem;text-transform:uppercase;letter-spacing:.08em;padding-top:.1rem}
.lead-form{background:#fff;padding:34px;border-radius:var(--radius);box-shadow:var(--shadow);display:grid;gap:16px}
.form-banner{background:#fff6dd;border:1px dashed var(--gold);color:#7a5c17;font-size:.85rem;padding:10px 14px;border-radius:8px;font-weight:600}
.lead-form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.lead-form label{display:grid;gap:6px;font-size:.9rem;font-weight:600;color:var(--navy)}
.lead-form input,.lead-form select,.lead-form textarea{font:inherit;font-weight:400;color:var(--ink);padding:.75rem .9rem;border:1px solid #cfd5e0;border-radius:8px;background:#fff;width:100%}
.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.lead-form .consent{display:flex;gap:10px;align-items:flex-start;font-weight:400;color:var(--muted);font-size:.85rem}
.lead-form .consent input{width:auto;margin-top:.25rem}
.form-status{font-size:.9rem;min-height:1.2em}
.form-status.ok{color:#1f7a3f}.form-status.error{color:#b3261e}

/* Footer */
.site-footer{background:#07162b;color:#aab4c5;padding:72px 0 32px;font-size:.93rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1.3fr 1fr;gap:40px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.1)}
.footer-grid p{margin-top:1rem}
.site-footer h4{color:#fff;font-size:.85rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:1rem}
.site-footer ul{list-style:none}
.site-footer li{padding:.25rem 0}
.site-footer a{text-decoration:none}
.site-footer a:hover{color:var(--gold)}
.disclosures{padding-top:32px;font-size:.8rem;line-height:1.65;color:#8b96aa}
.disclosures p{margin-bottom:1rem}
.eho{display:flex;gap:16px;align-items:flex-start;margin-bottom:1rem}
.eho img{filter:invert(1);opacity:.85;flex-shrink:0}
.copyright{margin-top:1.4rem;padding-top:1.2rem;border-top:1px solid rgba(255,255,255,.08)}

/* Responsive */
@media (max-width:1000px){
  .hero-grid,.why-grid,.contact-grid{grid-template-columns:1fr}
  .hero-grid{gap:40px}
  .cards.three,.programs{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .why-photo{max-width:420px}
}
@media (max-width:860px){
  .nav-toggle{display:flex}
  .main-nav{position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 20px;border-bottom:1px solid var(--line);box-shadow:0 12px 24px rgba(11,31,58,.08);display:none}
  .main-nav.open{display:flex}
  .main-nav a{padding:.85rem 0;border-bottom:1px solid var(--line)}
  .main-nav .btn{margin-top:12px;border-bottom:0}
}
@media (max-width:640px){
  .section{padding:68px 0}
  .hero{padding:64px 0 72px}
  .cards.three,.programs,.steps,.footer-grid,.lead-form .row{grid-template-columns:1fr}
  .hero-ctas .btn{flex:1 1 100%}
  .hero-card,.lead-form{padding:24px}
  .section-head{margin-bottom:40px}
  .why-photo{max-width:none;margin-right:14px}
  .contact-list li{flex-direction:column;gap:.1rem}
}

/* Fixes after visual QA */
.why-copy>p.eyebrow,.contact-info>p.eyebrow{color:var(--gold);margin-bottom:.6rem}
.brand.light .brand-mark{background:var(--gold);color:var(--navy)}
.form-status:empty{display:none}

/* ===== v2: Divine Connections Partners ===== */
.brand-mark{font-size:.85rem;letter-spacing:.02em;width:46px;height:46px}
.brand-text{font-size:1.15rem}
.main-nav{gap:1.3rem}
.nav-phone{font-weight:700!important;color:var(--navy)!important;white-space:nowrap}
.hero-note a{color:var(--gold-2);text-decoration:none;font-weight:600}
.audience-strip{background:#fff;border-bottom:1px solid var(--line)}
.audience-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.audience-grid div{padding:26px 22px;border-left:1px solid var(--line);display:grid;gap:2px}
.audience-grid div:first-child{border-left:0}
.audience-grid strong{color:var(--navy);font-family:var(--serif);font-size:1.05rem}
.audience-grid span{color:var(--muted);font-size:.9rem}
.programs-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.program-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 28px;box-shadow:var(--shadow);display:flex;flex-direction:column;transition:transform .2s;border-top:4px solid var(--navy)}
.program-card:hover{transform:translateY(-4px);border-top-color:var(--gold)}
.pc-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:.9rem}
.pc-num{font-family:var(--serif);font-size:1.6rem;font-weight:700;color:rgba(201,162,74,.55)}
.program-card h3{font-size:1.45rem;margin-bottom:.5rem}
.pc-line{color:var(--muted);flex:1}
.program-cta{background:var(--navy);border-color:var(--navy);border-top-color:var(--gold);justify-content:center;gap:1rem;color:#c2cbda}
.program-cta h3{color:#fff}
.program-cta .btn{align-self:flex-start}
.cta-phone{color:var(--gold-2);text-decoration:none;font-weight:600;font-size:.95rem}
.cards.four{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.cards.four .card{padding:28px 24px}
.partners-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:56px;align-items:center}
.partners-grid h2{color:#fff;margin-bottom:1rem}
.light-p{color:#c2cbda;font-size:1.05rem}
.feature-list.light li{border-bottom-color:rgba(255,255,255,.12);color:#d3dae6}
.feature-list.light strong{color:#fff}
.partners-grid .btn{margin-top:.6rem}
.partner-note{background:rgba(255,255,255,.06);border:1px solid rgba(201,162,74,.45);border-radius:var(--radius);padding:28px}
.partner-note h3{color:var(--gold);font-family:var(--sans);font-size:.85rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:.8rem}
.partner-note p{color:#c2cbda;font-size:.9rem}
.partner-note .fineprint{color:#8b96aa;margin-top:1rem}
.section-alt .steps li{background:#fff;border-color:var(--line);box-shadow:var(--shadow)}
.section-alt .steps h3{color:var(--navy)}
.section-alt .steps p{color:var(--muted)}
.contact-list a{color:var(--navy);font-weight:600;text-decoration:none}
.contact-ctas{display:flex;flex-wrap:wrap;gap:12px}
.form-title{font-size:1.5rem}
.footer-dba{color:var(--gold-2);font-size:.88rem}
.site-footer h4.mt{margin-top:1.4rem}
@media (max-width:1100px){.main-nav{gap:.85rem}.main-nav a{font-size:.88rem}}
@media (max-width:1000px){
  .programs-grid,.cards.four{grid-template-columns:1fr 1fr}
  .audience-grid{grid-template-columns:1fr 1fr}
  .audience-grid div:nth-child(3){border-left:0}
  .audience-grid div:nth-child(n+3){border-top:1px solid var(--line)}
  .partners-grid{grid-template-columns:1fr}
}
@media (max-width:860px){.nav-phone{display:block}}
@media (max-width:640px){
  .programs-grid,.cards.four{grid-template-columns:1fr}
  .audience-grid div{padding:18px 12px}
  .contact-ctas .btn{flex:1 1 100%}
}
@media (max-width:860px){.main-nav{gap:0}}

/* ===== v3: divineconnectionspartner.com ===== */
.header-call{display:none;align-items:center;gap:6px;margin-left:auto;margin-right:12px;text-decoration:none;font-weight:700;color:var(--navy);font-size:.92rem;white-space:nowrap}
.header-call svg{width:18px;height:18px;fill:none;stroke:var(--gold);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
@media (max-width:860px){.header-call{display:inline-flex}.main-nav .nav-phone{display:block}}
@media (max-width:400px){.header-call span{font-size:.82rem}.brand-text{font-size:1rem}}
.form-note{background:#f4f6fa;border:1px solid var(--line);color:var(--muted);font-size:.86rem;padding:10px 14px;border-radius:8px}
.form-note a{color:var(--navy);font-weight:600}
.form-status a{color:inherit;font-weight:600}
.footer-phone a{color:var(--gold-2);font-weight:700;text-decoration:none;font-size:1.05rem}
.site-footer ul a[href^="mailto:"]{overflow-wrap:anywhere;font-size:.86rem}

/* ===== v4: founder headshot ===== */
.headshot{position:relative;aspect-ratio:4/5;border-radius:var(--radius)}
.headshot::after{content:"";position:absolute;inset:auto -14px -14px auto;width:60%;height:60%;border:3px solid var(--gold);border-radius:var(--radius);z-index:-1}
.headshot img{display:block;width:100%;height:100%;object-fit:cover;object-position:50% 20%;border-radius:var(--radius);box-shadow:var(--shadow);background:#bfbfbf}
.hero-founder{display:inline-flex;align-items:center;gap:12px;text-decoration:none;margin-bottom:1.1rem}
.hero-founder img{display:block;width:48px;height:48px;border-radius:50%;object-fit:cover;border:2px solid var(--gold);background:#bfbfbf}
.hero-founder span{display:grid;line-height:1.25}
.hero-founder strong{color:#fff;font-size:.98rem;font-weight:600}
.hero-founder small{color:#aab4c5;font-size:.82rem}
.hero-founder:hover strong{color:var(--gold-2)}
@media (max-width:640px){.headshot{aspect-ratio:4/5}}
address{font-style:normal}
.site-footer address a{color:inherit;text-decoration:none}.site-footer address a:hover{color:var(--gold-2)}
/* Not-a-lender disclosure (services + footer) */
.disclosure-box{max-width:860px;margin:28px auto 0;padding:14px 18px;border:1px solid var(--line, #e4e7ee);border-left:4px solid var(--gold);border-radius:8px;background:#fff;color:var(--ink, #1d2533);text-align:left;line-height:1.55}
.disclosures .disclosure-main{color:#c9d1de;font-size:.85rem;border-left:3px solid var(--gold);padding-left:12px}
.programs-grid .program-cta{grid-column:1/-1;align-items:center;text-align:center}
.programs-grid .program-cta .btn{align-self:center}

/* Production additions: form fallback link, honeypot, legal & thank-you pages */
.hp-field{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.form-alt{text-align:center;font-size:.88rem;margin:0}
.form-alt a{color:var(--navy);font-weight:600;text-decoration:underline}
.consent a{color:var(--navy);font-weight:600;text-decoration:underline}
.legal-page{padding:64px 0 72px}
.legal-page h1{font-size:clamp(1.9rem,3.5vw,2.6rem);margin-bottom:.4rem}
.legal-page .updated{color:var(--muted);font-size:.9rem;margin-bottom:2rem}
.legal-page h2{font-size:1.25rem;margin:2rem 0 .6rem}
.legal-page p,.legal-page li{line-height:1.7;margin-bottom:.8rem}
.legal-page ul{padding-left:1.2rem;list-style:disc}
.legal-page a{color:var(--navy);font-weight:600;text-decoration:underline}
.legal-page address{font-style:normal;line-height:1.7}
.thanks-page{padding:96px 0;text-align:center}
.thanks-page p{max-width:560px;margin:0 auto 1.2rem}
.thanks-page .hero-ctas{justify-content:center}
.thanks-page h1{margin-bottom:1.2rem}